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Knowledge Base

Image of a typical UK tech office. Employees often come across P60s and P45 documents while working for an employer.

P45 vs P60: which one do you need?

A young self-employed woman calculating her tax return and searching for the SA302 form on there iPad.

What is the SA302 form and how to use it?

Credit Score Factors

Young woman sitting on the steps of a building in a European city, applying for pre-settled status on her laptop.

Can you apply for pre-settled status outside the UK?

Settling in the UK

Self-employed couple signing a mortgage application form and inquiring what happens if they don't have an SA302 form.

What SA302 substitute can you use for a mortgage?

Credit Building Tips

Man holding a paper copy of his credit report showing a CIFAS marker.

Does a CIFAS marker affect credit score?

A young couple viewing a rental flat and discussing paying a holding deposit.

What is a holding deposit?

Rent Basics

"Let agreed" sign on a property wall.

What does "let agreed" mean?

Rent Basics

Young woman holding a credit card and wondering if she could improve her credit score without using

Can getting a credit card and not using it improve your credit score?

Credit Building Tools

Hand of a person on an iPad, signing to be a rent guarantor on a tenancy agreement.

What being a rent guarantor involves

Young woman looking at her computer, afraid of identity fraud and considering a Cifas protective marker.

How does CIFAS work?

Young woman in front of a laptop and a stack of unpaid bills, worried about being in default.

What does a default mean?

Credit Score Repair

A young woman surrounded by moving boxes using a hand calculator to work out how much rent she can afford.

How much rent can you afford? Try this rule of thumb

Rent Basics

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