Store card
Cards & borrowingA credit card that can usually only be used at a specific retailer.
Overview
Store cards can offer discounts or rewards with that retailer.
They often have higher interest rates than standard cards.
Why it matters
- It adds a credit account to your report.
- High rates can make balances expensive.
- It can help build history if managed well.
FAQs
Does a store card affect my credit score?
Yes. It is a credit account and is reported like other cards.
Is a store card easier to get?
Sometimes, but approval still depends on your credit profile.
Related terms
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