Statute barred letter
Debt, arrears & collectionsA letter used to respond when a debt may be too old to enforce in court.
Overview
It explains that the debt may be statute barred under limitation rules.
You should seek advice before sending it.
Why it matters
- It can stop further court action on old debts.
- It clarifies your legal position.
- It should be used carefully to avoid resetting limitation periods.
FAQs
Does sending the letter admit the debt?
It should not, but get advice before responding.
Will it remove the debt from my credit report?
Not directly. Reporting follows its own timelines.
Related terms
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