Status code
Credit scores & reportsA monthly marker on your credit file showing payment performance.
Overview
Codes typically show if payments were on time or late.
They build up a payment history timeline.
Why it matters
- They feed into credit score calculations.
- Recent negative codes can weigh heavily.
- They help lenders see your payment consistency.
FAQs
Do status codes reset each month?
Each month adds a new code to your history.
Will one late code ruin my score?
One late code can reduce your score, but impact depends on overall history.
Related terms
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