Soft search footprint
Credit scores & reportsA record of a soft check, usually only visible to you.
Overview
Soft searches are used for eligibility checks and self-checks.
They do not affect your credit score.
Why it matters
- It allows you to check eligibility safely.
- It does not impact your score.
- It helps compare offers before applying.
FAQs
Do lenders see soft footprints?
Usually no. They are typically only visible to you.
Can soft searches become hard searches?
Not automatically. A full application creates a hard search.
Related terms
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