Settled status
Credit scores & reportsA credit report status showing an account has been closed and paid.
Overview
Settled accounts remain visible for a reporting period.
They show you completed repayment as agreed.
Why it matters
- It adds positive history to your file.
- It shows lenders that debts were repaid.
- It can improve profile strength over time.
FAQs
Is settled the same as closed?
Closed means the account is no longer active. Settled means it was repaid.
Does settled status boost my score?
It can help by showing positive repayment history.
Related terms
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