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Sequestration

Legal & insolvency
The Scottish term for bankruptcy.

Overview

Sequestration is a formal insolvency process with legal restrictions.

It is recorded on your credit file and the public register.

Why it matters

  • It limits access to credit for years.
  • It can affect housing and employment.
  • It requires professional advice.

FAQs

Is sequestration only in Scotland?

Yes. It is the Scottish equivalent of bankruptcy.

Does sequestration affect my credit score?

Yes. It is a serious negative event.

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