Search footprint
Credit scores & reportsA record on your credit report showing that a search or check took place.
Overview
Hard search footprints are visible to lenders, while soft footprints are usually only visible to you.
Footprints help lenders see recent credit activity.
Why it matters
- Multiple hard footprints can reduce approval chances.
- Soft footprints do not affect scores.
- They provide a timeline of credit activity.
FAQs
Can I remove a search footprint?
Only if it is incorrect. Otherwise it remains until it ages off.
Do soft footprints affect my score?
No. Soft searches do not affect your score.
Related terms
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