Score band threshold
Credit scores & reportsThe score value where one band ends and another begins.
Overview
Band thresholds differ across Experian, Equifax, and TransUnion.
Crossing a threshold can change your band label.
Why it matters
- It helps you understand progress between bands.
- It explains sudden band changes.
- It guides score improvement goals.
FAQs
Are thresholds the same across agencies?
No. Each agency uses its own score scale.
Can my band change even with a small score move?
Yes. Crossing a threshold can change your band.
Related terms
Take control of your credit health
Get the complete credit toolkit — all features included.
Start building creditInstant setup. No credit check. Cancel anytime.