Probation period
Credit scores & reportsAn initial period of employment where your job is being assessed.
Overview
Some lenders are cautious about lending during probation.
It can affect affordability decisions for mortgages.
Why it matters
- It may delay mortgage approval.
- It can reduce lender options.
- It affects income stability assessment.
FAQs
Can I get a mortgage during probation?
Some lenders will consider it, but options can be limited.
Does probation affect my credit score?
No. It affects affordability, not scoring.
Related terms
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