Partial settlement marker
Debt, arrears & collectionsA credit file marker showing a debt was settled for less than the full amount.
Overview
It indicates the debt was not repaid in full.
It can affect how lenders view your file.
Why it matters
- It signals a reduced settlement to lenders.
- It can lower credit scores.
- It can stay on the report for years.
FAQs
Is a partial settlement better than a default?
It can be better than leaving a default unpaid, but it still shows as negative.
Can it be removed?
Only if the reporting is incorrect.
Related terms
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