Non-priority debt
Debt, arrears & collectionsA debt that is important but usually has less immediate consequences than priority debts.
Overview
Examples include credit cards, unsecured loans, and catalogues.
These debts can still lead to defaults or legal action if ignored.
Why it matters
- It affects your credit profile if payments are missed.
- It can build up interest and fees over time.
- It should still be managed carefully.
FAQs
Should I ignore non-priority debts?
No. They can still lead to defaults and court action.
Can non-priority debts be included in a DMP?
Yes. Debt management plans often cover non-priority debts.
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