Mortgage valuation fee
Mortgages & secured lendingA fee charged for the lender’s property valuation.
Overview
Valuation confirms the property value for the lender.
It is separate from a full survey for your own use.
Why it matters
- It adds to upfront mortgage costs.
- It affects lender confidence in the property value.
- It can influence loan-to-value decisions.
FAQs
Is the valuation fee refundable?
Usually no, but some deals include it for free.
Do I still need a survey?
Yes, if you want a detailed check of the property.
Related terms
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