Mortgage offer
Mortgages & secured lendingA formal document confirming a lender will provide a mortgage on set terms.
Overview
Offers are issued after underwriting and valuation.
They are usually valid for a limited period.
Why it matters
- It confirms you have been approved.
- It allows you to proceed with a property purchase.
- It sets the final terms and rate.
FAQs
Can a mortgage offer be withdrawn?
Yes, if circumstances change or conditions are not met.
Does a mortgage offer affect my credit score?
The application search affects your score, not the offer itself.
Related terms
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