Mortgage arrears
Debt, arrears & collectionsWhen you have missed mortgage payments and are behind on your loan.
Overview
Mortgage arrears can lead to added fees and legal action.
Early contact with your lender can help avoid escalation.
Why it matters
- It can lead to possession proceedings.
- It can severely impact your credit profile.
- It can increase the total cost of your mortgage.
FAQs
Will mortgage arrears show on my credit report?
Yes. Missed mortgage payments are reported to credit agencies.
Can I stop repossession if I am in arrears?
Often yes, by arranging a payment plan with your lender.
Related terms
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