Months in arrears
Debt, arrears & collectionsThe number of months a payment has been overdue.
Overview
Credit files can show how many months an account is behind.
Longer arrears are viewed more negatively by lenders.
Why it matters
- It shows the severity of missed payments.
- It can trigger defaults or enforcement.
- It affects eligibility decisions.
FAQs
Can months in arrears be removed?
Only if the reporting is incorrect.
Will catching up remove the history?
No, but it will show the account returned to normal.
Related terms
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