Mobile contract
Credit scores & reportsA phone plan paid monthly, often with a credit check.
Overview
Mobile contracts can appear on your credit file.
Missed payments may affect your credit score.
Why it matters
- It is a form of ongoing credit commitment.
- It can affect affordability checks.
- It may show on your credit report.
FAQs
Does a mobile contract affect my credit score?
It can, especially if payments are missed or reported.
Is there a credit check for a mobile contract?
Most providers run a credit check before approving.
Related terms
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