Missed payment count
Credit scores & reportsThe number of missed payments recorded on your credit report.
Overview
Counts can include late, missed, or defaulted payments.
More missed payments usually mean higher risk.
Why it matters
- It affects your credit score.
- It influences lender decisions.
- It signals payment reliability.
FAQs
Can I reduce the count?
You cannot remove accurate records, but you can avoid new missed payments.
Do older missed payments matter less?
Yes. Older issues generally have less impact than recent ones.
Related terms
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