Loan eligibility
Cards & borrowingAn estimate of how likely you are to be approved for a loan.
Overview
Eligibility checks often use soft searches and basic information.
Final approval depends on full checks and verification.
Why it matters
- It helps you avoid unnecessary hard searches.
- It improves the chance of a successful application.
- It helps you compare offers.
FAQs
Does eligibility guarantee approval?
No. It is an estimate and not a final decision.
Will eligibility checks affect my score?
Most use soft searches and do not affect your score.
Related terms
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