Limitation Act
Credit scores & reportsThe law that sets time limits for taking legal action on debts.
Overview
The Limitation Act 1980 applies in England and Wales.
Other UK nations have similar laws with different terms.
Why it matters
- It determines whether a debt can be enforced in court.
- It supports your rights around old debts.
- It informs statute barred decisions.
FAQs
Does the Limitation Act remove a debt?
No. It limits court enforcement, but the debt may still exist.
Do all debts fall under the Limitation Act?
Most consumer debts do, but some have different rules.
Related terms
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