Late payment marker
Credit scores & reportsA marker on your credit file showing a payment was made late.
Overview
Markers appear when a payment misses the due date and is reported.
They can stay on your report for years.
Why it matters
- It can lower your credit score.
- It signals missed commitments to lenders.
- Recent markers have more impact.
FAQs
Can a late payment marker be removed?
Only if it is incorrect. Otherwise it stays for the reporting period.
Does one marker matter?
It can, especially if it is recent or your file is thin.
Related terms
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