Judgment in default
Legal & insolvencyA court judgment entered because no response was received to a claim.
Overview
This can happen if you miss the response deadline.
It often results in a County Court Judgment (CCJ).
Why it matters
- It can appear on your credit file.
- It can lead to enforcement action.
- It may be harder to challenge later.
FAQs
Can a default judgment be removed?
It may be set aside in some circumstances, but you must apply to the court.
Does it affect my credit score?
Yes. A CCJ is a serious negative entry.
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