Foreign transaction fee
Cards & borrowingA fee charged on card purchases made in another currency.
Overview
Some cards add a percentage fee to overseas spending.
Specialist travel cards may have no foreign transaction fees.
Why it matters
- Fees increase the cost of spending abroad.
- It can be avoided with the right card.
- It can add up quickly on large purchases.
FAQs
Do all cards charge foreign fees?
No. Some cards offer fee-free overseas spending.
Does a foreign transaction fee affect my score?
No, but the extra balance can affect utilisation.
Related terms
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