Experian
Credit scores & reportsA major UK credit reference agency with its own credit report and score range.
Overview
Experian is one of the three main UK credit reference agencies. It maintains its own report data and score range, which can differ from Equifax or TransUnion.
If a lender uses Experian data, your Experian report is the version they will see.
Why it matters
- It is widely used by lenders in the UK.
- Your Experian score may differ from other agencies.
- Errors on the Experian report can affect lending decisions.
FAQs
Why does my Experian score differ from Equifax?
Experian and Equifax use different score ranges and may hold different data.
Should I check my Experian report?
Yes. Monitoring your report helps you spot errors and track changes that affect your score.
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