Credit Karma
Credit scores & reportsA credit score and report provider that uses TransUnion data in the UK.
Overview
Credit Karma provides access to your TransUnion credit report and score. Its score range is different to Experian or Equifax, so it should not be compared directly.
It can help you track changes in your TransUnion file over time.
Why it matters
- It gives visibility into your TransUnion credit file.
- It can highlight changes that affect your score.
- Some lenders rely on TransUnion data, so it is valuable to monitor.
FAQs
Is Credit Karma a credit reference agency?
No. Credit Karma provides access to your TransUnion data, but TransUnion is the credit reference agency.
Why does my Credit Karma score change?
Your score can change when TransUnion data on your report changes or when accounts update.
Related terms
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