Credit search footprint
Credit scores & reportsA record on your credit file that a lender or service checked your report.
Overview
Footprints can be hard or soft depending on the search type.
Lenders use them to see recent credit activity.
Why it matters
- Multiple hard footprints can lower your score.
- Soft footprints do not affect scores.
- They show how often you apply for credit.
FAQs
Can I remove a footprint?
Only if it is incorrect.
Do all footprints affect my score?
No. Only hard searches can affect scores.
Related terms
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