Credit health
Credit scores & reportsA general term for the strength and stability of your credit profile.
Overview
Credit health reflects your payment history, utilisation, and overall risk.
Healthy credit supports better approvals and rates.
Why it matters
- It affects access to credit products.
- It influences the cost of borrowing.
- It can impact non-credit decisions like rentals.
FAQs
How do I check my credit health?
Review your credit reports, scores, and key factors like utilisation and payment history.
Can I improve credit health quickly?
Some improvements are fast, but lasting changes usually take time.
Related terms
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