Credit card eligibility
Cards & borrowingAn estimate of how likely you are to be accepted for a specific credit card.
Overview
Eligibility checks often use soft searches and basic profile information.
Approval still depends on final checks and lender criteria.
Why it matters
- It helps you compare cards without harming your score.
- It reduces unnecessary hard searches.
- It improves your chance of a successful application.
FAQs
Does eligibility guarantee approval?
No. It is an estimate and not a final decision.
Will an eligibility check show on my report?
Most use a soft search, which does not affect your score.
Related terms
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