Charging order
Legal & insolvencyA court order that secures a debt against a property.
Overview
It is usually obtained after a County Court Judgment.
It can lead to repayment when the property is sold.
Why it matters
- It secures an unsecured debt against your home.
- It can complicate selling or refinancing.
- It is a serious escalation of debt recovery.
FAQs
Does a charging order mean I will lose my home?
Not necessarily, but it can lead to repayment from property proceeds.
Does it affect my credit report?
The underlying CCJ affects your credit report, not the charging order itself.
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