Catalogue credit
Cards & borrowingA type of credit that lets you buy items from a catalogue and pay over time.
Overview
Catalogue accounts are a form of credit and can be reported to agencies.
They often include minimum monthly payments and interest.
Why it matters
- It affects your credit profile like other credit accounts.
- Missed payments can harm your score.
- It can add to your total debt commitments.
FAQs
Is catalogue credit the same as a loan?
It is a form of credit, but terms vary by provider.
Will catalogue credit help build my score?
It can if you pay on time and keep balances manageable.
Related terms
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