Buy now, pay later limit
Cards & borrowingThe maximum amount you can spend using a BNPL provider.
Overview
Limits are based on your profile and repayment history.
Using most of your limit can affect affordability.
Why it matters
- It determines how much credit you can access.
- It can affect credit and affordability checks.
- It can encourage overspending if not managed.
FAQs
Can my limit increase over time?
Yes, if you repay on time and use the service responsibly.
Does a BNPL limit affect my credit score?
It depends on whether the provider reports to credit agencies.
Related terms
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