Balance transfer limit
Cards & borrowingThe maximum amount you can move onto a balance transfer card.
Overview
Limits are set by the card issuer and can be lower than the card’s total limit.
They may depend on your credit profile.
Why it matters
- It determines how much debt you can move.
- It affects whether a balance transfer solves your problem.
- It can influence your utilisation on the new card.
FAQs
Is the transfer limit the same as my credit limit?
Not always. Some issuers set a lower transfer limit.
Can I request a higher transfer limit?
You can ask, but approval depends on the lender.
Related terms
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