Arrears level
Debt, arrears & collectionsA measure of how far behind you are on payments.
Overview
Levels are often shown as stages on credit reports.
Higher levels indicate more serious payment issues.
Why it matters
- It impacts credit scoring and lender decisions.
- It can affect access to new credit.
- It shows how urgent repayment is.
FAQs
Is a higher arrears level worse?
Yes. It signals greater risk to lenders.
Can an arrears level go down?
Yes, as you catch up and bring the account current.
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