Account close date
Credit scores & reportsThe date a credit account was closed.
Overview
Closed accounts can still appear on your report for years.
The close date helps track your credit history timeline.
Why it matters
- It affects account age and history length.
- It shows when obligations ended.
- It can influence credit profile reviews.
FAQs
Does closing an account remove it from my report?
No. Closed accounts remain for a reporting period.
Can I change the close date?
Only if it is incorrectly reported.
Related terms
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