Account age
Credit scores & reportsHow long a credit account has been open.
Overview
Older accounts can support a stronger credit profile.
New accounts lower your average age.
Why it matters
- It influences score calculations.
- It shows long-term account management.
- It affects lender confidence.
FAQs
Does closing old accounts hurt my score?
It can reduce average age over time.
How can I build account age?
Keep accounts open and manage them well over time.
Related terms
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