
Credit Score Basics
Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.


How does a soft credit check work?

What is a credit reference agency?

Why does a credit check affect score?

What is your credit score when you turn 18?

Do bounced direct debits affect credit rating?

Can HMRC look at your credit file?

Are soft searches a good indication of being accepted for credit?

What is the average UK credit score?

What it means if your credit score band is "Very Poor"

What it means if your credit score band is "Poor"

What it means if your credit score band is "Fair"
Feel better about your credit score
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