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Credit Score Basics

Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.

A couple with a mortgage broker looking at their missed payments that will affect remortgaging

How missed payments affect remortgaging

An image of a young woman feeling stressed after a mortgage application checks.

How many checks do you need for a mortgage application?

Credit Report

An old man waiting for his credit history check on his laptop.

How long does credit history last in the UK?

A woman explaining on her two friends about how do joint mortgages work in the UK.

How do joint mortgages work in the UK?

A man sitting down in his living room and looking at his laptop feeling stressed because his lender ignores his Notice of Correction.

What to do if a lender ignores your Notice of Correction?

An image of a couple looking stressed because of potential identity fraud and affecting their mortgage.

How identity fraud can affect your mortgage

A picture of debit cards. Overdraft by debit card can affect credit score.

Does an unarranged overdraft affect credit score?

A young woman looking very stressed in front of her laptop after identity fraud.

How identity fraud affects your credit score

A picture of a couple after moving in to a new joint tenancies.

How credit checks work for joint tenancies

Credit Report

A man looked annoyed on his phone call after cancelling his mobile phone contract.

Does cancelling a mobile phone contract affect credit rating?

Credit Score Factors

A young man in front of his laptop wondering if a Notice of Correction will help his credit report.

Does a Notice of Correction help?

A man looking confused staring at his notes and bills wondering how to apply for a Barclays mortgage payment break.

How to apply for a Barclays mortgage payment break

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