Mortgage porting
Mortgages & secured lendingMoving your existing mortgage deal to a new property.
Overview
Porting allows you to keep a rate when you move house.
It usually requires a new affordability assessment.
Why it matters
- It can help you keep a favourable rate.
- It may avoid early repayment charges.
- It depends on lender approval.
FAQs
Is porting guaranteed?
No. The lender must approve your new application.
Does porting affect my credit score?
It may involve a new credit check.
Related terms
Take control of your credit health
Get the complete credit toolkit with all features included.
Start building creditInstant setup. No credit check to join. 14-day money-back guarantee.