DRO moratorium
Debt, arrears & collectionsThe period when a Debt Relief Order is active and creditors cannot take action.
Overview
The moratorium period is usually 12 months.
Most enforcement is paused during this time.
Why it matters
- It gives you breathing space from debt pressure.
- It can stop enforcement action temporarily.
- It is a key benefit of a DRO.
FAQs
Can creditors still contact me during a DRO?
Most enforcement is paused, but you should still follow the rules of the DRO.
What happens after the moratorium?
Eligible debts are usually written off if conditions are met.
Related terms
Take control of your credit health
Get the complete credit toolkit — all features included.
Start building creditInstant setup. No credit check. Cancel anytime.