![A woman in front of her laptop searching if Equifax is safe.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F4fc62688f8b8a677ff6c6b8737af50a6c319b785-690x461.jpg%3Fw%3D460&w=3840&q=75)
Credit Score Basics
Credit scores can be a tricky thing to get your head around. To make things easier, check out our tips and guides.
![A woman in front of her laptop searching if Equifax is safe.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F4fc62688f8b8a677ff6c6b8737af50a6c319b785-690x461.jpg%3Fw%3D460&w=3840&q=75)
![A woman in front of her laptop searching if Equifax is free.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F13e5b32bf97891f8bc117797126b77a34cfa375b-690x461.jpg%3Fw%3D460&w=3840&q=75)
Is Equifax free?
![An image of TransUnion office building in the UK.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F6b84193f3125426c04deaccd98b61741164109b5-690x461.jpg%3Fw%3D460&w=3840&q=75)
What does TransUnion do?
![A couple facing to each other talking about separation with a documents of their joint mortgage in hand.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F51b4e020824d2002b4723ba897155b74cd1dff43-690x461.jpg%3Fw%3D460&w=3840&q=75)
What happens if your ex defaults on your joint mortgage?
![A woman looking at her phone searching for the average credit score where she live.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fb2ff543ae5baf4f451dfefac75284eb58ca06e4f-690x461.jpg%3Fw%3D460&w=3840&q=75)
How to find out the average credit score in your area
![A man writing down a contact number for TransUnion customer service.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fc7168a1f04058de69dfa4e88ea6038524466995e-690x461.jpg%3Fw%3D460&w=3840&q=75)
How to contact TransUnion
![A girl looking confused in front of a laptop, and trying to search how to check TransUnion credit report.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F122cc21d824278b18366729977bbb59330ec919b-690x461.jpg%3Fw%3D460&w=3840&q=75)
How to check your TransUnion credit report
![A girl looking at her documents, and trying to figure out how to check her mortgage affordability.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fd06aa97f453bdbddd859b665213eb56ae9a47139-690x461.jpg%3Fw%3D460&w=3840&q=75)
How to check your mortgage affordability
![A woman in front of her laptop wondering about how the transunion statutory credit report works.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fe51cc138c268f26a3669d1548461dc3727f5cdd1-690x461.jpg%3Fw%3D460&w=3840&q=75)
How the TransUnion Statutory Credit Report works
![A woman sitting down in front of her laptop, holding a document and notebook, explaining to her friend about affordability check.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F1bdd0e48c12030e35a46dc11b5f53aa6d50e0bcf-690x461.jpg%3Fw%3D460&w=3840&q=75)
What is an affordability check?
![A couple looking at their salary bills and discussing about affordability check.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F2a1b8eec99405b2a7c143ac622b2f64dd4649cb9-690x461.jpg%3Fw%3D460&w=3840&q=75)
How much do you need to earn to pass an affordability check?
![A man holding a credit card and reading about credit utilisation on his laptop.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F8abb07e52073a2ceaf96485c1dba1fc444f91af6-690x461.jpg%3Fw%3D460&w=3840&q=75)
How does credit utilisation affect your credit score?
Feel better about your credit score
Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.