![An old couple sitting together and looking at their laptop, searching how Barclays remortgages work.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F924571740d341c8e136bd4b6eebeec4275d786ef-690x461.jpg%3Fw%3D460&w=3840&q=75)
Credit Building
Credit building can be a tricky thing to get your head around. To make things easier, check out our tips and guides.
![An old couple sitting together and looking at their laptop, searching how Barclays remortgages work.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F924571740d341c8e136bd4b6eebeec4275d786ef-690x461.jpg%3Fw%3D460&w=3840&q=75)
![A couple looking at their documents and calculator to see who needs to do a credit check for their joint bank account.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F676c3b8b414dcc9b657eddbcae6b82bbdbdd0763-690x461.jpg%3Fw%3D460&w=3840&q=75)
Who needs to do a credit check for a joint bank account?
![An image of someone paying stuff with an NFC machine and a debit card an getting into an overdraft.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F3cc2b55180a57203ab2c34d26dae9dba30b7648e-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which UK banks offer free overdraft?
![An image of someone paying books with his phone digital wallet and get charged into an overdraft.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F8c484e8d5bc5fa255cdf066f282242b5602ac9da-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which UK bank accounts offer low overdraft fees?
![An image of a couple on their first time buying a mortgage with bad credit, and looking worried about getting a lender.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fe6e560bccf35aad45c1c4319f24ab1cfd04e9da5-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which mortgage lenders accept first time buyers with bad credit?
![A man looked worried sitting on the floor after finding out that he had a poor credit score and can't get a loan.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Ffc752e1106f4bdb2b81efaeb412a185218c6ec99-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which loans can you get with a poor credit score?
![An image of woman looking at her documents trying to figure out which is the best bank account if you have bad credit.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F1674f46dbc4c26f1dfb695680afab64e7ee8300d-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which is the best bank account if you have bad credit?
![A couple hugging each other after succeed applied for joint debt consolidation loans](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fb9dc3d0f5abef8ff143edb424e1c23e2d96ff494-690x461.jpg%3Fw%3D460&w=3840&q=75)
How joint debt consolidation loans work
![A woman feeling desperate and worried looking at her documents and laptop, because she doesn't know which credit cards can she get with no UK credit history.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2Fba470b26dacf5912332f2bd1cf93694f5636dd0d-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which credit cards can you get with no UK credit history?
![A woman sitting at a coffee shop and looking at her phone feeling confused, trying to figure out which are the best current accounts with overdraft.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F5cf242de1a0a6e6c6bb3083e1570132efa61af5a-690x461.jpg%3Fw%3D460&w=3840&q=75)
Which are the best current accounts with overdraft?
![A woman in front of her laptop looking worried and wondering about where to get low APR bad credit loans in the UK.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F24df29aa596ea67a94a6f9fe8b1563f835a68ac9-690x461.jpg%3Fw%3D460&w=3840&q=75)
Where to get low APR bad credit loans in the UK
![An image of someone passing the key to another person for a mortgage.](/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fdh3jep0j%2Fproduction%2F8a9365aaf931a06f16e9160b97dc8fc3306542db-690x461.jpg%3Fw%3D460&w=3840&q=75)
How to rent if you have bad credit
Feel better about your credit score
Terms apply. Results may vary. Improvements to your credit score are not guaranteed. Wollit Credit Builder plans are unregulated.